After traveling about an hour and a half, we arrived at the Charlotte NACA office on February 25, 2009. We were seen by the director of the office and she was as pleasant as she could be. It was a pleasure to work with her. There were many, many errors in our file.....the Raleigh office had Donald down as Hispanic and it was quite comical when Ms. Miller (our new mortgage consultant) looked at us and hesitantly asked us what Donald' nationality was. They also had us down as single with no children, a wrong birthday and several important questions had not been asked nor answered. Oh dear. We gave Ms. Miller all of our documents and she uploaded them into our file. She gave us a new task list, which included:
- Continue to save payment shock each month
- Obtain new payment history from creditors
- Obtain rental verification (Anita had never done this)
- Obain employment verification (Anita had never done this)
Whoo-hoo! The list was winding down. We had met the minimum required funds. We had actually made some progress, which was very nice to hear. I asked when our file could be moved to underwriting and she told me that as soon as we collected and obtained all of these required documents, they could get it sent to underwriting within a week. This is becoming exciting again........NACA was going to make us homeowners!!
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