Doing Our Part

So, we had a lot of tasks to complete before our file could make any progress. Each day I worked and worked and worked. Worked on my job, worked around the house, worked with my children and worked on our NACA task list. I spent several days calling debt collection services to make payment arrangements and obtain receipts for the payments that we had made. ***You will be required to show NACA receipts of ALL debt that has been paid off. Make sure to keep receipts. More than likely, the debt collection service will not offer you a reciept. You will have to ask for this. I recommend stating that you will require a receipt when making payment arrangements. Anytime you make a payment arrangement, get it in writing before making your payment. *** Obtaining reference lettes from some of our credit accounts (gym, Duke Energy, Sprint, etc) took alot of time and was stressful at times. There were instances where there records did not match mine and had to be changed. The easiest part for us was saving the required payment shock in the savings account. Paying off old debt felt wonderful, although it was quite depressing to see large amounts of money being used to pay off old debt. With NACA, you don't need perfect credit to get approved for a mortgage. However, you are required to pay off ALL debt that has occurred within the past 24 months. NACA is going to make us homeowners!